Private Client
Protection
Bespoke insurance portfolios for high-net-worth individuals and their most valuable assets.
Your Estate Deserves
More Than a Standard Policy.
Standard homeowner's insurance was not designed with high-value properties, art collections, or multi-residence lifestyles in mind. The Adona Agency builds private client programs that match the true value of what you've built.
From your primary Portland residence to a Bend vacation home or Willamette Valley vineyard estate, we craft a unified coverage strategy that eliminates gaps and overlaps across your entire portfolio.
Request a Private Review- Guaranteed replacement cost on high-value homes, no depreciation caps
- Blanket or scheduled coverage for art, jewelry, and collectibles
- Single policy structures covering multiple properties
- Personal liability protection of $10M+ available
- White-glove concierge claims service, 24/7 access to your advisor
Private Client Coverage Areas
High-Value Homeowner's
Guaranteed replacement cost, extended liability, and broader perils coverage for luxury residences.
Valuables & Collections
Scheduled or blanket coverage for fine art, jewelry, watches, wine cellars, and rare collectibles.
Personal Umbrella
Excess liability protection extending well beyond auto and homeowner's policy limits.
Vacation & Secondary Homes
Unified protection for beach houses, mountain retreats, and investment properties across the PNW.
Domestic Employees
Workers' compensation and employer liability for household staff, nannies, and estate managers.
Identity & Cyber
Personal cyber protection, identity theft restoration, and home network security coverage.
Protecting What Matters Most
Let's build a coverage portfolio that reflects the true value of everything you've worked to create.